About NKT Insurance

A trusted advisor, not just an insurance seller

For over 10 years, NKT Insurance Solutions has helped Indian families protect what matters — with honest advice, transparent comparisons, and genuine support from first call to final claim.

Talk to Us Our Story
10+
Years of experience
1,000+
Families protected
₹50Cr+
Total cover managed
98%
Claim success rate

Why we started NKT Insurance

I started NKT Insurance Solutions because I saw how many families were underinsured — not because they couldn't afford coverage, but because nobody explained it clearly.

Most insurance sellers push the product that earns the highest commission. We built our practice on the opposite: compare everything, explain honestly, and recommend what genuinely fits.

Today, over 90% of our new clients come from referrals by existing clients. That keeps us accountable — and it's the only way we want to grow.

Credentials

LIC Authorised Agent
Certified to sell all LIC products in India
IRDAI Licensed Advisor
Registered with Insurance Regulatory Authority of India
Independent — not tied to any insurer
We compare LIC + 8 private insurers
10+ years in practice
Serving families since 2014

From one desk to ₹50Cr+ managed

14
2014

NKT Insurance Solutions founded

Started with a simple goal: give families honest insurance advice, not just policies.

17
2017

500 families served

Expanded to Health and Motor insurance alongside our core LIC offering.

20
2020

Digital claim support launched

Added online claim tracking and WhatsApp-based claim assistance — clients could follow up without visiting an office.

22
2022

1,000+ policies issued

Crossed 1,000 active policies. Over ₹30Cr in life cover secured for Indian families.

24
2024

₹50Cr+ cover managed

Today we manage ₹50Cr+ in aggregate cover across life, health, and motor policies. 98% claim success rate.

Four principles that guide every recommendation

These aren't just words — they shape every conversation we have with clients.

Honesty first

We tell you when a plan isn't right for you — even if it means we don't earn a commission. That's the only way to build a 10-year relationship.

Independence

We're not employed by any insurer. We compare LIC + 8 private insurers and recommend what's genuinely best for your situation.

Family-first

We treat clients like family — not policy numbers. Most of our new clients come from referrals by existing clients.

Lifelong support

The sale is just the start. Renewals, nominees, claims, additions — we're there through every stage of your policy's life.

"I've been with NKT for 7 years. They helped me choose my life insurance, added my wife to our health plan after marriage, and handled our first motor claim last year without me having to make a single call to the insurer. That's the kind of advisor every family needs."
S
Suresh K.
Life + Health + Motor Client · 7 Years · Hyderabad

Questions about working with us

How NKT Insurance works, how we're paid, and what to expect.

NKT Insurance Solutions is an independent insurance advisory firm run by a certified LIC agent and IRDAI-licensed insurance advisor. We're a small, dedicated team — not a large call centre. You deal with the same advisor from consultation to claim.
We are an authorised LIC agent (which is required to sell LIC products) but we're not exclusive to LIC. We independently compare LIC and 8+ private insurers for health and motor, always recommending what's best for the client.
We earn a commission from the insurer when a policy is issued — this is built into the premium and doesn't cost you anything extra. The commission rate is the same regardless of which insurer we recommend, so we have no financial incentive to push one insurer over another.
We serve clients across India. Most consultations happen over phone, WhatsApp, or video call. For clients in our city, we also offer in-person meetings at our office or at your location.
Every recommendation comes with a full comparison — plan features, premiums, claim settlement ratios, and exclusions. We show you the data and explain the logic. You make the final decision.

Ready to work with an advisor you can trust?

Free consultation — no obligation, no pressure. Just honest advice.

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